Athena Actuarial Consulting

Athena Actuarial Consulting

Athena Actuarial Consulting is a woman-owned actuarial and strategic advisory firm that helps public and private organizations navigate complex benefit, health, and financial programs with clarity and confidence.

Founded in 2020, Athena delivers modern actuarial and data-driven consulting that blends deep technical expertise with a personable, collaborative approach. Our team of actuaries, economists, policy analysts, and data scientists partners with clients across the United States—particularly Federal, state, and local government agencies—to design, measure, and sustain programs that improve financial stability and public impact.

As an SBA 8(a) and WOSB-certified firm, Athena combines the technical excellence of a national actuarial firm with the accessibility and responsiveness of a boutique consultancy. We are recognized for our rigorous analytics, strong communication, and commitment to transparency—earning the trust of clients seeking both precision and partnership.

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Core Practice Areas

Pension & Other Post-Employment Benefits (OPEB)

Helping organizations honor commitments to employees while maintaining fiscal balance.

• Actuarial Valuation: Comprehensive measurement of pension and OPEB liabilities and costs, supporting clear funding decisions and financial reporting.
• Actuarial Audit: Independent validation of assumptions, methods, and results to ensure accuracy, compliance, and confidence.
• Plan Design & Policy Consulting: Strategic guidance on plan structures, funding policies, and forecasting.
• Administration Support: Benefit calculations, member communications, and compliance processes to strengthen operational accuracy.
• Data Management & Governance: Assessing, organizing, and maintaining pension data for improved reliability and analytics.
• Expert Witness & Audit Support: Trusted actuarial insight for litigation, regulatory reviews, and audits.

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Public Health

Enabling agencies to design, fund, and sustain equitable public health programs.

• Rate Setting: Data-driven rate development to balance program sustainability and access to care.
• Financial Analyses: Actionable insights to support budget planning and policy evaluation.
• Regulatory Compliance & Audit Support: Ensuring accuracy, compliance, and accountability in state and Federal programs.
• Medicaid Program Support: Partnering with states to model, evaluate, and optimize Medicaid and public-health financing strategies.

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Commercial & Employer Health

Helping employers design data-informed, cost-effective, and competitive benefit programs.

• Rate Setting & Benchmarking: Aligning rates and contributions for long-term sustainability.
• Benefit Program Design: Structuring plans that balance affordability, competitiveness, and well-being.
• Financial & Reserve Analysis: Evaluating plan performance and funding sufficiency.
• Regulatory Compliance & Audit: Managing compliance risk and ensuring transparency in benefit operations.

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Other Actuarial Services

Expanding what’s possible for modern public-sector and social programs.

• Family & Medical Leave Programs: Designing and modeling sustainable paid leave programs for governments and employers.
• Cross-Disciplinary Risk Modeling: Applying actuarial methods across healthcare, labor, and economic systems to evaluate emerging risks.
• Custom Modeling for New Programs: Building tailored actuarial and financial models for innovative public-policy initiatives.
• Government Program Innovation & Forecasting: Supporting agencies with scenario modeling, long-term projections, and fiscal sustainability planning.

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Our Distinction

Athena’s success is grounded in combining technical excellence, data-driven insight, and collaborative partnership.
We are known for:

• A multidisciplinary team blending actuarial, economic, and data science expertise.
• Deep experience across government, healthcare, and retirement systems.
• Modern analytical tools, including ProVal, SQL, Python, and Coherent Spark.
• A commitment to transparency, communication, and client empowerment.

Our clients consistently note Athena’s ability to anticipate needs, maintain open communication, and deliver practical, actionable results—earning us a reputation as a trusted partner in advancing sustainable programs for the public good.